Terms & Conditions - Contempra Holdings

Last Updated: April 1, 2024

Welcome to Contempra Holdings. By accessing our website or using our services, you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully.

1. Acceptance of Terms

By accessing or using the website or services of Contempra Holdings ("Company," "we," "us," or "our"), you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

2. Services

Contempra Holdings provides business financing solutions including but not limited to working capital, revenue-based financing, business funding, and equipment financing. All financing is subject to application, underwriting, and approval.

We reserve the right to refuse service to anyone for any reason at any time. Terms, rates, and conditions for financing are subject to change and will be provided in individual financing agreements.

3. Use of Website

You agree to use our website only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit their use of the website.

You may not:

Use the website in any way that causes damage to the website or impairs its availability or accessibility
Use the website in any fraudulent or unlawful manner
Attempt to gain unauthorized access to our systems
Introduce viruses, trojans, worms, or other malicious material

4. Application Process

When you submit an application for financing, you represent and warrant that:

All information provided is accurate, complete, and current
You have the authority to enter into financing agreements on behalf of your business
You are not in bankruptcy or insolvency proceedings
Your business is legally formed and in good standing

Submission of an application does not guarantee approval or funding. We reserve the right to request additional information or documentation during the underwriting process.

SMS/Text Message Terms

If you opt in to receive SMS/text messages from Contempra Holdings, you agree to the following terms:

Consent: By opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Contempra Holdings, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Costs: Message and data rates may apply. Standard messaging rates from your mobile carrier will apply to all SMS messages.
Opt-Out: You can opt out of SMS messages at any time by replying STOP to any text message. You will receive a confirmation message confirming your unsubscribe.
Help: For help or more information, reply HELP to any text message or contact us at michael@contempraholdings.com.
Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchase or use of our financing services. You can still apply for and receive financing without opting in to SMS messages.
Carrier Liability: We are not liable for delayed or undelivered messages.
Device Requirements: Your mobile device must be SMS-capable and you must have a text messaging plan with your carrier.

We reserve the right to modify or discontinue the SMS program at any time. We will notify you of any material changes to the program.

5. Privacy and Data Protection

Your use of our website and services is also governed by our Privacy Policy. By using our services, you consent to our collection, use, and disclosure of your information as described in the Privacy Policy.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Contempra Holdings or its licensors and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk.

8. Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that:

The website will be uninterrupted, secure, or error-free
The results obtained from using the website will be accurate or reliable
Any errors or defects will be corrected

9. Limitation of Liability

To the fullest extent permitted by law, Contempra Holdings shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.

Our total liability for any claims arising from your use of our services shall not exceed the amount of fees you have paid to us in the six months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Contempra Holdings, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our website or services or your violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Contempra Holdings operates, without regard to conflict of law principles.

12. Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to a jury trial and to participate in class action lawsuits.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of our website or services after changes are posted constitutes your acceptance of the modified Terms.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and any financing agreements, constitute the entire agreement between you and Contempra Holdings regarding your use of our website and services.

16. Contact Information

If you have any questions about these Terms, please contact us at:

Contempra Holdings
Email: michael@contempraholdings.com